@import url("https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;1,400;1,500&family=Inter:wght@300;400;500;600&display=swap");
/* ============================================================
   Visionary Estates — site-wide layer (loads after style.css)
   Shared header/footer + one look for every guide, tool and form page.
   ============================================================ */

/* ---------- header ---------- */
.brand-logo { height: 36px; width: auto; display: block; }
.site-head { box-shadow: 0 1px 0 rgba(22,40,62,.04); }
.site-nav ul { gap: 1.25rem; }
.site-nav a { color: var(--navy); }
.site-nav a[aria-current="page"] { color: var(--gold); }
.nav-phone { font-weight: 600 !important; white-space: nowrap; }
.nav-cta { background: var(--navy); color: #fff !important; }
.nav-cta:hover { background: var(--gold); border-color: var(--gold); }
@media (max-width: 1080px) { .nav-phone { display: none; } }
@media (max-width: 780px) {
  .nav-phone { display: block; }
  .nav-cta { background: transparent; color: var(--navy) !important; font-weight: 700 !important; }
}

/* ---------- guides & tools bar ---------- */
.subnav { background: #F3F0E8; border-bottom: 1px solid var(--line); font-size: .86rem; }
.subnav-row { display: flex; gap: .25rem 1.1rem; align-items: center; justify-content: center; flex-wrap: wrap; padding-top: .55rem; padding-bottom: .55rem; }
.subnav a { color: var(--slate); text-decoration: none; font-weight: 500; white-space: nowrap; }
.subnav a:hover, .subnav a[aria-current="page"] { color: var(--navy); text-decoration: underline; text-decoration-color: var(--gold); text-underline-offset: 4px; }
.subnav-sep { width: 1px; height: 14px; background: var(--line); }
@media (max-width: 780px) {
  .subnav-row { flex-wrap: nowrap; justify-content: flex-start; overflow-x: auto; scrollbar-width: none; -webkit-overflow-scrolling: touch; }
  .subnav-row::-webkit-scrollbar { display: none; }
}

/* ---------- closing call to action ---------- */
.foot-cta { background: var(--navy); color: #fff; padding: 2.4rem 0; border-top: 3px solid var(--gold); }
.foot-cta-row { display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap; }
.foot-cta-kicker { color: var(--gold-soft); font-size: .85rem; letter-spacing: .08em; text-transform: uppercase; font-weight: 600; margin-bottom: .3rem; }
.foot-cta-title { font-family: var(--serif); font-size: clamp(1.3rem, 2.6vw, 1.7rem); color: #fff; max-width: 30ch; }
.foot-cta-btns { display: flex; gap: .7rem; flex-wrap: wrap; }
.btn-ghost-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.55); }
.btn-ghost-light:hover { background: #fff; color: var(--navy); }

/* ---------- footer ---------- */
.site-foot { padding: 3.2rem 0 2rem; }
.site-foot .foot-grid { grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 2rem; }
.foot-logo-img { width: 170px; height: auto; background: #fff; border-radius: 6px; padding: 10px 14px; margin-bottom: 1rem; }
.foot-brand p { margin-bottom: .7rem; }
.foot-col { display: grid; gap: .5rem; align-content: start; }
.foot-head { color: #fff; font-family: var(--serif); font-size: 1.05rem; margin-bottom: .2rem; }
.foot-col a, .foot-brand a { text-decoration: none; }
.foot-col a:hover, .foot-brand a:hover, .foot-family a:hover { color: var(--gold-soft); }
.foot-family { display: flex; flex-wrap: wrap; gap: .6rem 2rem; margin-top: 2.2rem; padding-top: 1.4rem; border-top: 1px solid rgba(255,255,255,.12); }
.foot-family a { text-decoration: none; color: #AEB9C8; font-size: .88rem; }
.foot-family strong { color: #fff; font-weight: 600; }
.site-foot .foot-legal { margin-top: 1.4rem; font-size: .78rem; line-height: 1.55; color: #8E9BAD; }
.site-foot .foot-legal p { margin-bottom: .5rem; max-width: 110ch; }
.site-foot .foot-legal a { color: #C3CCD8; }
@media (max-width: 900px) { .site-foot .foot-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .site-foot .foot-grid { grid-template-columns: 1fr; } .foot-cta-btns .btn { flex: 1; } }

/* ============================================================
   Guide, tool and form pages (body.ve-doc)
   ============================================================ */
body.ve-doc {
  --ink: #1B2431; --muted: #5B6B80; --line: #DCD8CF; --soft: #F3F0E8; --accent: #16283E; --bg: #FAF8F4;
  --good: #1F6B47; --goodbg: #EAF4EE; --warn: #8A5A00; --warnbg: #FFF6E3; --err: #A12A2A;
  font-family: var(--sans); background: var(--paper); color: var(--ink); font-size: 1.03rem; line-height: 1.65;
}
/* restore spacing removed by the global reset, at zero specificity so page rules still win */
:where(.ve-doc main) :where(p, ul, ol, dl, table, figure, blockquote, pre, details) { margin: 0 0 1rem; }
:where(.ve-doc main) :where(ul, ol) { padding-left: 1.3rem; }
:where(.ve-doc main) :where(li) { margin-bottom: .35rem; }
:where(.ve-doc main) :where(th, td) { padding: .55rem .7rem; }
.ve-doc main { padding-top: 2.2rem; padding-bottom: 3.5rem; }
.ve-doc main p { max-width: none; }

/* typography */
.ve-doc main h1 { font-family: var(--serif); color: var(--navy); font-size: clamp(1.9rem, 4.2vw, 2.7rem); line-height: 1.15; letter-spacing: -.01em; margin: .5rem 0 .9rem; font-weight: 600; }
.ve-doc main h2 { font-family: var(--serif); color: var(--navy); font-size: clamp(1.4rem, 2.8vw, 1.85rem); line-height: 1.2; margin: 2.6rem 0 .9rem; font-weight: 600; }
.ve-doc main h2::after { content: ""; display: block; width: 44px; height: 3px; background: var(--gold); margin-top: .55rem; border-radius: 2px; }
.ve-doc main h3 { font-family: var(--serif); color: var(--navy); font-size: 1.18rem; margin: 1.6rem 0 .45rem; font-weight: 600; }
.ve-doc main a { color: var(--navy); text-decoration-color: var(--gold); text-underline-offset: 3px; }
.ve-doc main a:hover { color: var(--gold); }
.ve-doc .lede { font-size: 1.15rem; color: var(--muted); }
.ve-doc .note, .ve-doc .crumbs, .ve-doc .meta, .ve-doc .byline, .ve-doc .updated, .ve-doc .fine { color: var(--muted); font-size: .88rem; }
.ve-doc .note a, .ve-doc .crumbs a { color: var(--muted); }

/* the short answer at the top of each page */
.ve-doc .answer { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--gold); border-radius: 8px;
  padding: 1rem 1.2rem; box-shadow: 0 2px 10px rgba(22,40,62,.05); font-size: 1.04rem; }

/* cards and stat tiles */
.ve-doc .card, .ve-doc .opt, .ve-doc .tool, .ve-doc .q, .ve-doc .fact, .ve-doc .cred {
  background: #fff; border: 1px solid var(--line); border-radius: 10px; box-shadow: 0 2px 10px rgba(22,40,62,.04); }
.ve-doc .kpi { background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: 8px; box-shadow: 0 2px 10px rgba(22,40,62,.04); }
.ve-doc .kpi b, .ve-doc .kpi strong { font-family: var(--serif); color: var(--navy); }
.ve-doc .toc { background: #fff; border: 1px solid var(--line); border-radius: 10px; }
.ve-doc .tag, .ve-doc .chips a, .ve-doc .chips span { border-radius: 999px; }

/* tables */
.ve-doc .tablewrap { border: 1px solid var(--line); border-radius: 10px; overflow-x: auto; background: #fff; margin: 0 0 1.2rem; }
.ve-doc .tablewrap table { margin: 0; border-collapse: collapse; width: 100%; }
.ve-doc main table th { background: var(--navy); color: #fff; font-weight: 600; text-align: left; font-size: .9rem; border: 0; }
.ve-doc main table td { border: 0; border-top: 1px solid var(--line); }
.ve-doc main table tbody tr:nth-child(even) td { background: #FBFAF7; }

/* FAQ / details */
.ve-doc main details { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: .75rem 1rem; }
.ve-doc main details summary { cursor: pointer; font-weight: 600; color: var(--navy); }
.ve-doc main details[open] summary { margin-bottom: .5rem; }

/* buttons */
.ve-doc .cta, .ve-doc main button, .ve-doc main .btn:not(.btn-ghost) {
  background: var(--navy); color: #fff; border: 2px solid var(--navy); border-radius: 6px; font-family: var(--sans); font-weight: 600;
  text-decoration: none; transition: background .15s, border-color .15s; }
.ve-doc .cta:hover, .ve-doc main button:hover, .ve-doc main .btn:not(.btn-ghost):hover { background: var(--gold); border-color: var(--gold); color: #fff; }
.ve-doc .share { border-radius: 6px; }
.ve-doc main .tabs button, .ve-doc main .sw button, .ve-doc main .loantype button { background: #fff; color: var(--navy); border: 1px solid var(--line); }
.ve-doc main .tabs button.on, .ve-doc main .sw button.on, .ve-doc main .loantype button.on,
.ve-doc main .tabs button[aria-selected="true"], .ve-doc main .sw button[aria-pressed="true"] { background: var(--navy); color: #fff; border-color: var(--navy); }

/* forms */
.ve-doc main form { background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 2px 14px rgba(22,40,62,.05); }
.ve-doc main input, .ve-doc main select, .ve-doc main textarea { border: 1px solid #CFCAC0; border-radius: 6px; font-family: var(--sans); background: #fff; color: var(--ink); }
.ve-doc main input:focus, .ve-doc main select:focus, .ve-doc main textarea:focus { outline: 3px solid rgba(168,134,47,.35); border-color: var(--gold); }
.ve-doc main label { color: var(--navy); }
.ve-doc .errors { border: 1px solid #E8C4C4; }

/* sources list */
.ve-doc .sources { font-size: .88rem; color: var(--muted); }

/* header.php form pages: same polish */
.form-page .lead-form { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 1.6rem; box-shadow: 0 2px 14px rgba(22,40,62,.05); }
.form-page .lead-form .btn { justify-self: start; border-radius: 6px; }
.form-page .lead-form .btn-primary:hover { background: var(--gold); border-color: var(--gold); }
@media (max-width: 560px) { .form-page .lead-form { padding: 1.1rem; } }

/* ---------- refinements ---------- */
.site-nav ul li { margin: 0; }
.site-nav ul li a { line-height: 1.3; }
@media (max-width: 780px) { .site-nav ul li a { padding: .75rem 1rem; } }
.ve-doc main :is(.card, .opt, .tool, .q, .fact, .cred, .kpi, .toc, .answer, form) > :first-child { margin-top: 0; }
.ve-doc main :is(.card, .opt, .tool, .q, .fact, .cred, .answer) > :last-child { margin-bottom: 0; }
.ve-doc main .kpis { gap: .75rem; }

/* ---------- homepage (Tailwind page) ---------- */
.ve-home main > section:first-of-type h1 { color: #fff; font-family: var(--serif); }
.ve-home main > section:first-of-type { background: linear-gradient(160deg, #16283E 0%, #0A2540 60%, #0F1C2D 100%); border-bottom: 3px solid var(--gold); }
.ve-home .foot-cta { display: none; }
.ve-home main h2 { font-family: var(--serif); }

/* ============================================================
   Homepage v2: photo hero, paths, meet Bilal, city cards
   ============================================================ */
.vh-wrap { max-width: 1160px; margin: 0 auto; padding: 0 20px; }
.ve-home main > section.vh-hero { position: relative; min-height: min(78vh, 720px); display: flex; align-items: flex-end; color: #fff; overflow: hidden; background: #0F1C2D; border-bottom: 3px solid var(--gold); }
.vh-hero picture, .vh-hero picture img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.vh-hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(10,22,38,.88) 0%, rgba(10,22,38,.62) 45%, rgba(10,22,38,.15) 100%), linear-gradient(0deg, rgba(10,22,38,.55) 0%, rgba(10,22,38,0) 45%); }
.vh-hero-inner { position: relative; z-index: 1; width: 100%; padding-top: 5.5rem; padding-bottom: 3.2rem; }
.vh-kicker { display: inline-flex; align-items: center; gap: .5rem; font-size: .82rem; letter-spacing: .1em; text-transform: uppercase; font-weight: 600; color: var(--gold-soft); margin-bottom: 1rem; }
.vh-kicker::before { content: ""; width: 28px; height: 2px; background: var(--gold-soft); }
.ve-home .vh-hero h1 { font-family: var(--serif); color: #fff; font-size: clamp(2.1rem, 5vw, 3.6rem); line-height: 1.08; font-weight: 600; max-width: 15ch; margin: 0 0 1rem; text-shadow: 0 2px 18px rgba(0,0,0,.25); }
.vh-sub { font-size: clamp(1.02rem, 1.6vw, 1.18rem); color: #E3E8EF; max-width: 54ch; margin: 0 0 1.8rem; line-height: 1.6; }
.vh-paths { display: flex; flex-wrap: wrap; gap: .7rem; margin-bottom: 1.2rem; }
.vh-btn { display: inline-flex; align-items: center; gap: .55rem; padding: .9rem 1.35rem; border-radius: 8px; font-weight: 600; font-size: 1rem; text-decoration: none; transition: transform .15s, background .15s, border-color .15s; }
.vh-btn:hover { transform: translateY(-1px); }
.vh-btn-gold { background: var(--gold); color: #fff; }
.vh-btn-gold:hover { background: #8F7226; }
.vh-btn-glass { background: rgba(255,255,255,.12); color: #fff; border: 1px solid rgba(255,255,255,.45); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); }
.vh-btn-glass:hover { background: rgba(255,255,255,.22); }
.vh-btn svg { width: 18px; height: 18px; flex: none; }
.vh-value-link { color: #fff; font-weight: 600; text-decoration: underline; text-decoration-color: var(--gold-soft); text-underline-offset: 5px; }
.vh-trust { position: relative; z-index: 1; display: flex; flex-wrap: wrap; gap: .4rem 1.6rem; margin-top: 2rem; padding-top: 1.1rem; border-top: 1px solid rgba(255,255,255,.18); font-size: .9rem; color: #C9D2DE; }
.vh-trust b { color: #fff; font-weight: 600; }
@media (max-width: 640px) {
  .ve-home main > section.vh-hero { min-height: 0; }
  .vh-hero::after { background: linear-gradient(0deg, rgba(10,22,38,.92) 0%, rgba(10,22,38,.7) 55%, rgba(10,22,38,.35) 100%); }
  .vh-hero-inner { padding-top: 7rem; padding-bottom: 2.2rem; }
  .vh-btn { flex: 1 1 100%; justify-content: center; }
}

/* section heads */
.vh-section { padding: 4.5rem 0; }
.vh-section.tint { background: #F3F0E8; }
.vh-eyebrow { font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 600; color: var(--gold); margin-bottom: .5rem; }
.ve-home .vh-section h2 { font-family: var(--serif); color: var(--navy); font-size: clamp(1.7rem, 3.4vw, 2.4rem); line-height: 1.15; margin: 0 0 .8rem; }
.vh-lead { color: var(--slate); font-size: 1.08rem; max-width: 60ch; margin: 0 0 2.2rem; }
.vh-center { text-align: center; } .vh-center .vh-lead { margin-left: auto; margin-right: auto; }

/* path cards */
.vh-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.4rem; }
.vh-card { background: #fff; border-radius: 14px; overflow: hidden; box-shadow: 0 6px 24px rgba(22,40,62,.08); display: flex; flex-direction: column; text-decoration: none; color: inherit; transition: transform .2s, box-shadow .2s; }
.vh-card:hover { transform: translateY(-4px); box-shadow: 0 14px 34px rgba(22,40,62,.14); }
.vh-card-img { aspect-ratio: 4 / 3; overflow: hidden; }
.vh-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s; display: block; }
.vh-card:hover .vh-card-img img { transform: scale(1.04); }
.vh-card-body { padding: 1.3rem 1.4rem 1.5rem; display: flex; flex-direction: column; flex: 1; }
.vh-card-tag { font-size: .75rem; letter-spacing: .1em; text-transform: uppercase; color: var(--gold); font-weight: 700; margin-bottom: .35rem; }
.vh-card h3 { font-family: var(--serif); color: var(--navy); font-size: 1.35rem; margin: 0 0 .5rem; }
.vh-card p { color: var(--slate); font-size: .98rem; margin: 0 0 1.1rem; flex: 1; max-width: none; }
.vh-card-link { font-weight: 600; color: var(--navy); display: inline-flex; align-items: center; gap: .4rem; }
.vh-card-link::after { content: "→"; color: var(--gold); transition: transform .2s; }
.vh-card:hover .vh-card-link::after { transform: translateX(4px); }
@media (max-width: 860px) { .vh-cards { grid-template-columns: 1fr; } .vh-card { flex-direction: row; } .vh-card-img { aspect-ratio: auto; width: 38%; flex: none; } }
@media (max-width: 520px) { .vh-card { flex-direction: column; } .vh-card-img { width: 100%; aspect-ratio: 16 / 9; } }

/* meet Bilal */
.vh-meet { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 3rem; align-items: center; }
.vh-meet-photo { position: relative; }
.vh-meet-photo img { width: 100%; border-radius: 16px; display: block; box-shadow: 0 16px 40px rgba(22,40,62,.18); aspect-ratio: 4 / 5; object-fit: cover; object-position: center 20%; }
.vh-meet-photo::before { content: ""; position: absolute; inset: 18px -18px -18px 18px; border: 2px solid var(--gold); border-radius: 16px; z-index: -1; }
.vh-meet-photo { z-index: 0; }
.vh-creds { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: .8rem; margin: 1.4rem 0 1.8rem; }
.vh-cred { background: #fff; border: 1px solid var(--line); border-left: 3px solid var(--gold); border-radius: 8px; padding: .7rem .9rem; font-size: .92rem; color: var(--slate); }
.vh-cred b { display: block; color: var(--navy); font-size: .98rem; }
.vh-actions { display: flex; flex-wrap: wrap; gap: .7rem; }
.vh-btn-navy { background: var(--navy); color: #fff; }
.vh-btn-navy:hover { background: var(--gold); }
.vh-btn-line { border: 2px solid var(--navy); color: var(--navy); }
.vh-btn-line:hover { background: var(--navy); color: #fff; }
@media (max-width: 860px) { .vh-meet { grid-template-columns: 1fr; gap: 2.4rem; } .vh-meet-photo { max-width: 380px; margin: 0 auto; } }

/* city cards */
.vh-cities { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.1rem; }
.vh-city { position: relative; background: linear-gradient(160deg, #16283E 0%, #0F1C2D 100%); color: #fff; border-radius: 14px; padding: 1.5rem 1.3rem 1.3rem; text-decoration: none; overflow: hidden; display: flex; flex-direction: column; min-height: 250px; transition: transform .2s, box-shadow .2s; }
.vh-city::after { content: ""; position: absolute; right: -40px; bottom: -40px; width: 160px; height: 160px; border: 2px solid rgba(196,164,92,.35); border-radius: 50%; }
.vh-city:hover { transform: translateY(-4px); box-shadow: 0 14px 34px rgba(22,40,62,.25); }
.vh-city-name { font-family: var(--serif); font-size: 1.6rem; color: #fff; margin: 0 0 .35rem; }
.vh-city-tag { color: #C9D2DE; font-size: .93rem; margin: 0 0 1rem; flex: 1; max-width: none; }
.vh-city ul { list-style: none; padding: 0; margin: 0 0 1rem; font-size: .86rem; color: #E3E8EF; display: grid; gap: .35rem; }
.vh-city li::before { content: "◆"; color: var(--gold-soft); font-size: .6rem; margin-right: .45rem; vertical-align: 2px; }
.vh-city-go { font-weight: 600; color: var(--gold-soft); }
@media (max-width: 960px) { .vh-cities { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .vh-cities { grid-template-columns: 1fr; } .vh-city { min-height: 0; } }

/* solutions with photo */
.vh-split { display: grid; grid-template-columns: 1fr 1.1fr; gap: 3rem; align-items: center; }
.vh-split img { width: 100%; border-radius: 16px; display: block; aspect-ratio: 9 / 10; object-fit: cover; box-shadow: 0 16px 40px rgba(22,40,62,.15); }
.vh-chips { display: flex; flex-wrap: wrap; gap: .6rem; list-style: none; padding: 0; margin: 0 0 1.6rem; }
.vh-chips a { display: inline-block; padding: .6rem 1rem; border-radius: 999px; background: #fff; border: 1px solid var(--line); color: var(--navy); font-weight: 600; font-size: .94rem; text-decoration: none; transition: border-color .15s, background .15s; }
.vh-chips a:hover { border-color: var(--gold); background: #FBF7EE; }
@media (max-width: 860px) { .vh-split { grid-template-columns: 1fr; gap: 2rem; } .vh-split img { aspect-ratio: 16 / 10; } }

/* subtle reveal on scroll */
@media (prefers-reduced-motion: no-preference) {
  .js-reveal [data-reveal] { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
  .js-reveal [data-reveal].is-in { opacity: 1; transform: none; }
}

/* ---------- city guide visuals ---------- */
.vc-hero { position: relative; min-height: 360px; display: flex; align-items: flex-end; color: #fff; overflow: hidden; background: #0F1C2D; border-bottom: 3px solid var(--gold); }
.vc-hero picture, .vc-hero picture img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.vc-hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(0deg, rgba(10,22,38,.85) 0%, rgba(10,22,38,.35) 55%, rgba(10,22,38,.1) 100%); }
.vc-hero-inner { position: relative; z-index: 1; width: 100%; padding-top: 6rem; padding-bottom: 2.4rem; }
.vc-hero-name { font-family: var(--serif); font-size: clamp(2.2rem, 5.5vw, 3.8rem); line-height: 1.05; font-weight: 600; color: #fff; margin: 0 0 .5rem; max-width: none; text-shadow: 0 2px 16px rgba(0,0,0,.3); }
.vc-hero-tag { font-size: clamp(1rem, 1.8vw, 1.2rem); color: #E3E8EF; margin: 0; max-width: 52ch; }
.vc-credit { position: absolute; right: 12px; bottom: 6px; z-index: 1; margin: 0; font-size: .68rem; color: rgba(255,255,255,.75); max-width: none; }
.vc-credit a { color: rgba(255,255,255,.85); }
.vc-gallery { margin: 2rem 0 .5rem; }
.vc-gallery-title { font-family: var(--serif); color: var(--navy); font-size: 1.3rem; font-weight: 600; margin: 0 0 .8rem; }
.vc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: .8rem; }
.vc-grid figure { margin: 0; background: #fff; border: 1px solid var(--line); border-radius: 10px; overflow: hidden; }
.vc-grid img { width: 100%; height: auto; aspect-ratio: 3 / 2; object-fit: cover; display: block; }
.vc-grid figcaption { padding: .55rem .7rem .65rem; display: grid; gap: .15rem; }
.vc-grid figcaption span { font-weight: 600; color: var(--navy); font-size: .9rem; }
.vc-grid figcaption small { font-size: .68rem; color: var(--muted); }
.vc-grid figcaption small a { color: var(--muted); }
@media (max-width: 700px) { .vc-hero { min-height: 300px; } .vc-grid { grid-template-columns: 1fr 1fr; } .vc-grid figure:last-child { grid-column: 1 / -1; } .vc-credit { position: relative; right: auto; bottom: auto; padding: 0 16px 8px; } .vc-hero { flex-direction: column; justify-content: flex-end; align-items: stretch; } }
.ve-doc .facts { display: grid !important; grid-template-columns: repeat(auto-fit, minmax(122px, 1fr)) !important; gap: .6rem; }
@media (max-width: 560px) { .ve-doc .facts { grid-template-columns: 1fr 1fr !important; } }

/* ============================================================
   VIVID LAYER: brighter palette, lighter overlays, crisp photos
   ============================================================ */
:root { --gold: #C9971F; --gold-soft: #EBC15A; --sky: #2F80ED; --sky-tint: #EEF5FE; --paper: #FFFFFF; }
body, body.ve-doc { background: #fff; }
.site-head { background: rgba(255,255,255,.96); backdrop-filter: saturate(1.4) blur(10px); -webkit-backdrop-filter: saturate(1.4) blur(10px); }
.subnav { background: linear-gradient(90deg, #F4F8FD 0%, #FBF6EA 100%); }
.nav-cta { background: linear-gradient(135deg, #16283E 0%, #24467A 100%) !important; border-color: transparent !important; box-shadow: 0 4px 14px rgba(36,70,122,.25); }
.nav-cta:hover { background: linear-gradient(135deg, #C9971F 0%, #E4B23E 100%) !important; }

/* photos: crisp and saturated */
.vh-hero img, .vc-hero img, .vp-banner img, .vh-card-img img, .vh-split img, .vc-grid img, .vh-meet-photo img { filter: saturate(1.12) contrast(1.04); }

/* homepage hero: let the photo shine */
.vh-hero::after { background: linear-gradient(90deg, rgba(8,20,38,.78) 0%, rgba(8,20,38,.45) 38%, rgba(8,20,38,0) 68%), linear-gradient(0deg, rgba(8,20,38,.45) 0%, rgba(8,20,38,0) 35%) !important; }
.ve-home .vh-hero h1, .vh-sub { text-shadow: 0 2px 22px rgba(0,0,0,.35); }
.vh-btn-gold { background: linear-gradient(135deg, #C9971F 0%, #EBC15A 100%); color: #1B2431; box-shadow: 0 8px 22px rgba(201,151,31,.4); }
.vh-btn-gold:hover { background: linear-gradient(135deg, #B8860F 0%, #E0B13F 100%); }
.vh-btn-navy { background: linear-gradient(135deg, #16283E 0%, #24467A 100%); box-shadow: 0 8px 22px rgba(36,70,122,.25); }
.vh-btn-navy:hover { background: linear-gradient(135deg, #C9971F 0%, #E4B23E 100%); color: #1B2431; }
.vh-section.tint { background: linear-gradient(180deg, #F2F7FE 0%, #FFFFFF 100%); }
.vh-eyebrow, .vh-card-tag { color: #B5850F; }
.vh-card { border: 1px solid #E8EEF6; }
.vh-card-body { border-top: 4px solid transparent; border-image: linear-gradient(90deg, #C9971F, #2F80ED) 1; }
.vh-cred { border-left-color: var(--sky); background: #fff; }
.vh-chips a { background: #fff; border-color: #DCE7F5; }
.vh-chips a:hover { background: var(--sky-tint); border-color: var(--sky); }

/* homepage city cards: real photos */
.vh-city { background: linear-gradient(180deg, rgba(10,22,38,.15) 0%, rgba(10,22,38,.55) 45%, rgba(10,22,38,.92) 100%), var(--city, linear-gradient(160deg,#16283E,#0F1C2D)) center / cover no-repeat; min-height: 320px; justify-content: flex-end; }
.vh-city::after { display: none; }
.vh-city-tag { flex: 0 0 auto; color: #EEF2F7; }
.vh-city-name, .vh-city-tag, .vh-city ul { text-shadow: 0 1px 10px rgba(0,0,0,.4); }

/* city guide hero: lighter */
.vc-hero::after { background: linear-gradient(0deg, rgba(8,20,38,.78) 0%, rgba(8,20,38,.2) 50%, rgba(8,20,38,0) 100%) !important; }
.vc-hero { min-height: 420px; }

/* inner-page photo banner */
.vp-banner { position: relative; min-height: 300px; display: flex; align-items: flex-end; overflow: hidden; background: #16283E; border-bottom: 4px solid; border-image: linear-gradient(90deg, #C9971F, #EBC15A 40%, #2F80ED) 1; }
.vp-banner picture, .vp-banner img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.vp-banner::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(8,20,38,.75) 0%, rgba(8,20,38,.35) 45%, rgba(8,20,38,0) 75%), linear-gradient(0deg, rgba(8,20,38,.45) 0%, rgba(8,20,38,0) 50%); }
.vp-inner { position: relative; z-index: 1; width: 100%; padding-top: 4rem; padding-bottom: 2rem; }
.vp-kicker { display: inline-block; background: linear-gradient(135deg, #C9971F, #EBC15A); color: #1B2431; font-weight: 700; font-size: .78rem; letter-spacing: .1em; text-transform: uppercase; padding: .35rem .75rem; border-radius: 999px; margin: 0 0 .7rem; }
.vp-title { font-family: var(--serif); color: #fff; font-weight: 600; font-size: clamp(1.8rem, 4.2vw, 3rem); line-height: 1.1; margin: 0; max-width: 22ch; text-shadow: 0 2px 18px rgba(0,0,0,.35); }
@media (max-width: 700px) { .vp-banner { min-height: 220px; } .vp-inner { padding-top: 3rem; padding-bottom: 1.4rem; } }

/* inner pages: livelier details */
.ve-doc main h2::after { background: linear-gradient(90deg, #C9971F, #2F80ED); width: 56px; }
.ve-doc .answer { border-left: 4px solid; border-image: linear-gradient(180deg, #C9971F, #2F80ED) 1; background: linear-gradient(90deg, #FFFBF1 0%, #FFFFFF 60%); }
.ve-doc .kpi, .ve-doc .fact { border-top: 3px solid var(--sky) !important; }
.ve-doc .fact:nth-child(odd), .ve-doc .kpi:nth-child(odd) { border-top-color: var(--gold) !important; }
.ve-doc main table th { background: linear-gradient(135deg, #16283E 0%, #24467A 100%); }
.ve-doc .cta, .ve-doc main button:not(.nav-toggle), .form-page .lead-form .btn-primary { background: linear-gradient(135deg, #16283E 0%, #24467A 100%); border-color: transparent; box-shadow: 0 6px 18px rgba(36,70,122,.22); }
.ve-doc .cta:hover, .ve-doc main button:not(.nav-toggle):hover, .form-page .lead-form .btn-primary:hover { background: linear-gradient(135deg, #C9971F 0%, #E4B23E 100%); color: #1B2431; }
.ve-doc main .tabs button, .ve-doc main .sw button, .ve-doc main .loantype button { box-shadow: none; }
.foot-cta { background: linear-gradient(120deg, #16283E 0%, #1F3F70 55%, #2A5A9E 100%); }
.btn-gold { background: linear-gradient(135deg, #C9971F 0%, #EBC15A 100%); border: none; color: #1B2431; box-shadow: 0 8px 22px rgba(201,151,31,.35); }
.btn-gold:hover { background: linear-gradient(135deg, #B8860F 0%, #E0B13F 100%); color: #1B2431; }
.sell-promo, .ve-home .sell-promo { background: linear-gradient(120deg, #16283E 0%, #24467A 100%); }

/* ============================================================
   2026 REFRESH LAYER: matches the new homepage
   Deep teal #173D45 · muted gold #C69B5E · warm off-white
   Headings: Cormorant Garamond · Body: Inter
   (added 2026-11-01; delete this block to return to the previous look)
   ============================================================ */
:root{
  --navy:#173D45; --navy-deep:#0F2C32; --navy-tint:#EEF2F0; --ink:#1F3237; --slate:#56696B;
  --gold:#C69B5E; --gold-soft:#E8CFA4; --line:#E1E4E0; --paper:#F7F8F6; --sky:#C69B5E; --sky-tint:#F3EEE6;
  --serif:"Cormorant Garamond", Georgia, serif; --sans:"Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
}
body, body.ve-doc{background:#F7F8F6;color:#1F3237;font-family:var(--sans);font-weight:300;line-height:1.75}
strong,b{font-weight:600}
h1,h2,h3{font-family:var(--serif);font-weight:500;color:var(--navy);letter-spacing:-.005em}
h1{font-size:clamp(2.4rem,5.4vw,3.9rem);line-height:1.05}
h2{font-size:clamp(1.9rem,3.6vw,2.7rem);line-height:1.1}
h3{font-size:1.45rem;line-height:1.2}
a{color:var(--navy)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--gold)}

/* header */
.site-head{background:rgba(247,248,246,.97)!important;border-bottom:1px solid var(--line);box-shadow:none}
.head-row{padding-top:1rem;padding-bottom:1rem}
.brand-name{font-family:var(--serif);font-weight:500;font-size:1.5rem;letter-spacing:.03em;color:var(--navy)}
.brand-name em{font-style:normal;color:var(--navy)}
.site-nav a{font:400 .78rem/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--navy);text-decoration:none}
.site-nav a:hover{color:#9A713A}
.site-nav a[aria-current="page"]{color:#9A713A}
.nav-phone{letter-spacing:.06em!important;text-transform:none!important;font-size:.85rem!important;font-weight:500!important}
.nav-cta{background:var(--gold)!important;color:#1c1309!important;border:0!important;border-radius:0!important;box-shadow:none!important;padding:.85rem 1.3rem!important;font-weight:500!important}
.nav-cta:hover{background:var(--gold-soft)!important}
.nav-toggle{font:500 .72rem/1 var(--sans);letter-spacing:.22em;text-transform:uppercase;border-radius:0}

/* guides bar */
.subnav{background:#F3EEE6!important;border-bottom:1px solid var(--line)}
.subnav a{font:400 .74rem/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--slate)}
.subnav a:hover,.subnav a[aria-current="page"]{color:var(--navy);text-decoration-color:var(--gold)}

/* photo banners on inner pages */
.vp-banner{min-height:440px;border:0!important;border-image:none!important;background:#1d2a2c}
.vp-banner img,.vc-hero img,.vh-hero img,.vh-card-img img,.vh-split img,.vc-grid img,.vh-meet-photo img{filter:none!important}
.vp-banner::after{background:linear-gradient(90deg,rgba(0,0,0,.42) 0%,rgba(0,0,0,.14) 45%,rgba(0,0,0,0) 70%),linear-gradient(0deg,rgba(0,0,0,.40) 0%,rgba(0,0,0,0) 55%)!important}
.vp-inner{padding-top:6rem;padding-bottom:3rem}
.vp-kicker{background:none!important;color:#E8CFA4!important;border-radius:0;padding:0!important;font:500 .72rem/1 var(--sans)!important;letter-spacing:.28em!important;display:inline-flex!important;align-items:center;gap:14px;text-shadow:0 1px 8px rgba(0,0,0,.4)}
.vp-kicker::before{content:"";width:40px;height:1px;background:currentColor}
.vp-title{font-family:var(--serif)!important;font-weight:400!important;font-size:clamp(2.4rem,5.6vw,4.4rem)!important;line-height:1.02!important;max-width:18ch!important;text-shadow:0 1px 18px rgba(0,0,0,.35)!important}
@media (max-width:700px){.vp-banner{min-height:300px}.vp-inner{padding-top:4rem;padding-bottom:1.8rem}}

/* city guide hero */
.vc-hero{min-height:520px}
.vc-hero::after{background:linear-gradient(0deg,rgba(0,0,0,.55) 0%,rgba(0,0,0,.12) 55%,rgba(0,0,0,0) 100%)!important}
.vc-hero-name{font-family:var(--serif)!important;font-weight:400!important;text-shadow:0 1px 18px rgba(0,0,0,.35)}
.vc-hero-tag,.vh-kicker{text-shadow:0 1px 8px rgba(0,0,0,.4)}
.vh-kicker{color:#E8CFA4!important;letter-spacing:.24em!important}

/* buttons */
.btn{border-radius:0;font:500 .78rem/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;padding:1.05rem 1.7rem;border:1px solid var(--navy)}
.btn-primary,.ve-doc .cta,.ve-doc main button:not(.nav-toggle),.form-page .lead-form .btn-primary,.vh-btn-navy{background:var(--navy)!important;border-color:var(--navy)!important;color:#fff!important;box-shadow:none!important;border-radius:0}
.btn-primary:hover,.ve-doc .cta:hover,.ve-doc main button:not(.nav-toggle):hover,.form-page .lead-form .btn-primary:hover,.vh-btn-navy:hover{background:var(--navy-deep)!important;color:#fff!important}
.btn-gold,.vh-btn-gold{background:var(--gold)!important;border-color:var(--gold)!important;color:#1c1309!important;box-shadow:none!important}
.btn-gold:hover,.vh-btn-gold:hover{background:var(--gold-soft)!important}
.btn-ghost{background:transparent;color:var(--navy)}
.ve-doc main .tabs button,.ve-doc main .sw button,.ve-doc main .loantype button{background:#fff!important;color:var(--navy)!important;border:1px solid var(--line)!important}
.ve-doc main .tabs button[aria-selected="true"],.ve-doc main .sw button[aria-pressed="true"],.ve-doc main .loantype button[aria-pressed="true"],.ve-doc main .tabs button.on,.ve-doc main .sw button.on,.ve-doc main .loantype button.on{background:var(--navy)!important;color:#fff!important}

/* content details */
.ve-doc main h2::after{background:var(--gold)!important;width:44px;height:1px}
.ve-doc .answer{border-left:2px solid var(--gold)!important;border-image:none!important;background:#F3EEE6!important}
.ve-doc .kpi,.ve-doc .fact{border-top:2px solid var(--gold)!important}
.ve-doc main table th{background:var(--navy)!important}
.sell-card,.vh-card{border-color:var(--line)!important;border-radius:0!important}
.vh-card-body{border-image:none!important;border-top:2px solid var(--gold)!important}
.sell-steps li::before{background:var(--navy)!important;font-family:var(--serif);font-weight:500}
.sell-promo,.ve-home .sell-promo{background:var(--navy)!important;border-radius:0!important}
.sell-promo a{color:#E8CFA4!important}
.sell-links a{border-radius:0!important}
input,select,textarea{font-family:var(--sans)}

/* closing call to action + footer */
.foot-cta{background:var(--navy)!important;border-top:0}
.foot-cta-kicker{color:#E8CFA4;letter-spacing:.24em;font-weight:500}
.foot-cta-title{font-family:var(--serif);font-weight:400;font-size:clamp(1.6rem,3vw,2.2rem)}
.site-foot{background:#0F2C32!important;color:rgba(255,255,255,.74)}
.foot-head{font:500 .7rem/1 var(--sans)!important;letter-spacing:.26em;text-transform:uppercase;color:var(--gold)!important}
.foot-logo-img{border-radius:0}
.foot-col a:hover,.foot-brand a:hover,.foot-family a:hover{color:#E8CFA4}

/* spacing fixes */
.brand{margin-right:2.2rem;flex:none}
.site-nav ul{gap:1.5rem!important}
.site-nav a{letter-spacing:.12em}
.subnav a{letter-spacing:.07em;font-size:.7rem}
.subnav-row{gap:.25rem .95rem}
@media (max-width:1180px) and (min-width:781px){.site-nav ul{gap:1.05rem!important}.site-nav a{letter-spacing:.08em;font-size:.72rem}.brand-name{font-size:1.3rem}}
.site-nav a,.nav-cta{white-space:nowrap}
.site-head .wrap,.subnav .wrap{max-width:1320px}
.vc-hero img[src*="fremont-2026"]{object-position:50% 15%}